如何明智地花钱，并与你的朋友玩得开心
最大限度地增加与朋友的乐趣，并坚持你的预算. It's all about planning in advance for spending money wisely.
Getting together with friends is important and can be done simply and inexpensively with good planning. 每个人的 预算和消费习惯 看起来不同. Some friends might have more wiggle room for a spendy night out and others may not. When your friends hit you up, you don't have to say 'no' to everything to save money. 然而，你不必这么做 打破预算 要么.
Always consider w在这里 you can save without sacrificing on fun or saying 'no thanks' altogether. It's all about being aware and intentional about when and how you're spending. Here are a few strategies to consider that encourage balancing time and entertainment with friends while still meeting your 财务目标.
如何明智地花钱
- 不要让额外的费用累积起来. 票价可能会越来越高，但没人愿意支付. It might seem like a small amount but it eventually adds up, so avoid them if you can. 如果你要去看演出，而且提前有时间, offer to swing by the box office to pick up tickets to avoid fees.
- 不要陷入支付超出你的债务的困境. 我们都有过这样的经历:账单来了, its split evenly 6 ways and suddenly you're somehow paying the equivalent of 3 entrees instead of paying for the one you had. “等等，这是怎么回事??" Nip it in the bud from the get-go and ask the group to agree on separate checks before you order or ask the waiter up front for your own bill.
- 做派对策划人. If you're on a budget and want to help your friends who are too, 带头制定预算友好型议程. A few ideas include gathering for appetizers and drinks rather than a full meal together, having a potluck or cookout or meeting at restaurants that have reasonably priced meals. 有很多便宜的选择.
- 制定明智的消费策略. 使活动或聚会更实惠, enjoyable and memorable for all may take some work since not everyone enjoys the same activities. Be sure to plan and discuss the options and voice your recommendations. 当旅行或和朋友出去玩的时候, don't be shy about bringing up smart solutions with less cost.
在预算有限的情况下做一些有趣的事情
- 去大自然探险. Look for parks or hiking trails close to w在这里 you live and spend the day outside with your friends. 计划一次野餐 在外面做饭 or bring snacks from home so you may have a good time while sticking to a budget.
- 作为一个团体的志愿者. 志愿服务 is a great activity to do with people you enjoy spending time with. You have the opportunity to help others, get to know your community and it can be rewarding. Next time you want to have quality time with your friends, 你可以建议大家聚在一起帮助别人.
- 去车库大甩卖或旧货店. 如果你喜欢购物，想要明智地花钱, invite your friends to roam garage sales or visit local thrift shops. You might be lucky to find very affordable treasures for your home or closet along the way, while having a fun time with your friends and being environmentally friendly.
- 参加当地活动. Many towns and cities have music and cultural events at a very low price or even free. 和你的朋友聚在一起，享受音乐, 艺术或跳蚤市场，同时支持当地企业.
平衡是关键. 有 预算策略 帮助. Being conscious of your spending doesn't always have to mean blanket cuts. 如果你可以的话 削减 in small places, you can start moving that extra money toward 退休, 应急资金 追求他人 财务目标.
